AI Verification for Insurance Claims
Accelerate claims processing with AI that verifies damage photos, detects fraud signals, and generates structured assessments—all from the policyholder's phone.
Vehicle inspection workflow
Vehicle appraisals
One price for the complete appraisal of one vehicle, including up to 16 original photos.
$2.00USD
per completed vehicle appraisal
No setup fee. No monthly minimum.
Upload each original once. Detailed analysis is included in the appraisal price.
Production access is arranged with sales. For more than 16 photos per appraisal or custom requirements, contact us for a quote.
Single-photo verification is a separate API product. Its Standard, Advanced, and volume rates do not include the vehicle appraisal workflow. See single-photo API pricing.
Industry Challenges
Fraudulent Claims Cost Billions
Insurance fraud adds an estimated $80B+ annually to industry costs. Staged photos, recycled images, and exaggerated damage slip past manual reviewers.
Slow Claims Processing
Manual photo review creates bottlenecks. Policyholders wait days or weeks for adjusters to assess submitted photos, driving dissatisfaction.
Inconsistent Damage Assessment
Different adjusters assign different severity levels to the same damage. Inconsistency leads to over-payments, under-payments, and appeals.
Poor Photo Quality
Claimants submit blurry, poorly lit, or incomplete photos. Adjusters waste time requesting re-submissions, extending cycle times further.
Scaling Adjuster Capacity
After major weather events, claims volume spikes 10-50x. Hiring and training temporary adjusters is slow and expensive.
Limited Field Verification
Sending adjusters on-site for every claim is cost-prohibitive. But desk-only review misses context that photos alone don't capture.
How VerifyAI Helps
Fraud Signal Detection
AI analyzes metadata, image consistency, and scene context to flag suspicious submissions—recycled photos, digital manipulation, and staging indicators.
Automated Damage Assessment
Computer vision classifies damage type, location, and severity. Generate structured assessment reports without waiting for an adjuster.
Photo Quality Gating
Guide claimants through required photo angles with real-time feedback. Reject blurry, obstructed, or incomplete submissions before they enter the queue.
Instant Triage
Categorize claims by severity in seconds. Route simple claims to straight-through processing and complex claims to senior adjusters.
Catastrophe Surge Handling
On-device processing scales infinitely during catastrophe events. No cloud bottlenecks when thousands of claims arrive simultaneously.
Claims Analytics
Track fraud rates, processing times, and assessment accuracy across regions and claim types with real-time dashboards.
How It Works
Capture
Policyholder photographs damage through your claims app or portal
Verify
AI assesses damage severity, checks metadata integrity, and flags fraud indicators
Act
Claims are triaged automatically — fast-tracking legitimate claims and escalating suspicious ones
Everything You Need. Nothing You Don't.
Enterprise-grade photo verification with the simplicity of a consumer product
Fast Hosted Verification
SDKs capture photos and send them to a managed verification API with quick feedback and server-side policy updates.
Semantic Scene Understanding
Understands sidewalks, roads, parking zones, curbs, and obstacles—not just GPS coordinates.
Offline Retry Workflows
Queue supported verification requests locally and replay them when connectivity returns.
Privacy-First Architecture
Encrypted uploads, configurable retention, and regional storage options help you meet privacy requirements.
Policy-as-Code
Translate complex parking regulations into executable vision models. Auto-enforced compliance.
Real-Time Analytics
Compliance hotspots, violation patterns, and fleet insights—all in one dashboard.
Continuous Learning
Models improve automatically. Monthly retraining included at no extra cost.
Enterprise Security
SOC 2 Type II audit in progress, running on SOC 2 / ISO 27001 infrastructure. Built-in fraud prevention detects duplicate photos and AI-generated images. Role-based access with full audit logs.
On-Device or Cloud. Your Choice.
Run verifications directly on the phone for maximum speed and privacy, or use our cloud API for maximum flexibility. Or both.
Edge Capabilities
- Scooter parking compliance
- Vehicle damage detection
- Proof of delivery verification
- Real-time camera guidance
- Automatic face & plate blurring
- Offline queue with auto-sync
Best of Both Worlds: Hybrid Mode
Run on-device for instant results. When confidence is low or you need custom policies, automatically fall back to the cloud API. Offline verifications queue locally and sync when connectivity returns.
Measurable Impact
Frequently Asked Questions
Ready to Modernize Claims Processing?
Join insurance carriers using VerifyAI to detect fraud faster, process claims sooner, and reduce adjuster costs.
Photo verification in other industries
The same capture, policy, and audit-record pattern, applied to a different operation.